What's Included in Our Spreadsheet Templates
Our velocity banking spreadsheets are designed by financial professionals who actually use velocity banking. Every formula is tested and every feature is built for real-world tracking.
Debt Tracking Dashboard
- Track multiple debts simultaneously
- Auto-calculate interest savings
- See payoff date projections
- Compare traditional vs velocity banking
HELOC/PLOC Manager
- Track credit limit and available balance
- Log each draw and paydown
- Interest cost calculator
- Chunk payment scheduler
Cash Flow Calculator
- Income tracking by source
- Expense categorization
- Net cash flow calculation
- Optimal chunk amount suggestion
Visual Progress Charts
- Debt paydown timeline chart
- Interest savings visualization
- Monthly progress tracker
- Milestone celebrations
Why Use Our Templates
Save Hours of Setup
Building accurate velocity banking formulas takes hours. Our templates are ready to use in minutes - just enter your numbers and start tracking.
Tested & Accurate
Every formula has been tested against our online calculator. No hidden errors or incorrect calculations that could throw off your debt freedom plan.
Stay Motivated
Visual charts and progress tracking keep you motivated. Watch your debt decrease and interest savings grow with every update.
Works Offline
Access your tracker anytime, even without internet. Perfect for reviewing your progress or updating payments on the go.
The Best Approach: Calculator + Spreadsheet
For the best results, use our tools together:
Start with the Free Calculator
Use our online calculator to see your velocity banking projections and determine if the strategy is right for you.
Get Your Spreadsheet Template
Download your template to track actual progress - log real payments, dates, and compare to projections.
Track Your Journey to Debt Freedom
Update your spreadsheet monthly to stay on track. Watch your progress and celebrate milestones along the way.
Frequently Asked Questions
Do I need Excel skills to use the templates?
No! Our templates are designed for beginners. All formulas are pre-built - you just enter your numbers in the highlighted cells and everything calculates automatically.
Do the templates work with Google Sheets?
Yes! Every template comes in both Excel (.xlsx) and Google Sheets formats. The Google Sheets version has all the same features and formulas.
What if I have questions about using the template?
Pro and Ultimate templates include video tutorials. Ultimate bundle customers also get priority email support for any questions.
Can I share the template with my spouse?
Absolutely! Each purchase includes a household license. You can share with your spouse and even make a copy for your financial advisor.
Ready to Track Your Velocity Banking?
Get the tools you need to stay organized and motivated on your debt-free journey.